Fleebee, sorry to hear about your situation. Thanks God you and your dog made it out okay screw the bass you can always get another. Get in touch with the Red Cross if you haven't already they can answer a lot the question you may have. They were very helpful to my family when a large tree fell through our house in 2010. Renters ins. is something you should always have just in case when you are living in an Apt.You never know what the people in the building may do that may ended up with you losing everything as in your case.Not only that if you are God forbid robbed a % of the value of your stuff will be covered. in the future document your valuables through pictures or videos and keep them in a fire proof box make sure you send a copy to the ins. company and keep one for yourself. Saying you lost a vintage 1952 Fender P used by John Paul Jones doesn't mean anything to them without proof. Good luck