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Lost everything in a fire except 2 things!

Fleebee, sorry to hear about your situation. Thanks God you and your dog made it out okay screw the bass you can always get another. Get in touch with the Red Cross if you haven't already they can answer a lot the question you may have. They were very helpful to my family when a large tree fell through our house in 2010. Renters ins. is something you should always have just in case when you are living in an Apt.You never know what the people in the building may do that may ended up with you losing everything as in your case.Not only that if you are God forbid robbed a % of the value of your stuff will be covered. in the future document your valuables through pictures or videos and keep them in a fire proof box make sure you send a copy to the ins. company and keep one for yourself. Saying you lost a vintage 1952 Fender P used by John Paul Jones doesn't mean anything to them without proof. Good luck
 
Here are the little terrors{Buddy and Pebbles}. Probably looks a little strange since im 5'10 220
 

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Has anyone dealt with litigation without having renters insurance? Restaurant next to my building caused my building to catch fire.... Any 2 cents would be appreciated

What a deal! Sorry to hear about your losses!

What policy did the restaurant have in force, and how could this help your situation if you can collect? Otherwise, you're looking into the ability (assets) of the business to possibly help you, or the owner(s).

This is a good time to consider whether an attorney would be a good, next step. Some attorney's would ask the right questions, or proceed with a good plan, other attorneys would be a complete waste of time (and money). Mention of an attorney to the restaurant owners/managers could likely cause one or more doors to slam in your face.
 
Denis,
I don't know a thing about any legal rights you might have, but it's probably a safe bet that having an informal conversation with the restaurant owner detailing the impact their fire had on your life (and belongings) might go further than you think. You'll probably be able to gauge how helpful/responsible they (or their insurance company) will be for your cause, or if you have no recourse other than to seek legal counsel.

Just my .02...best of luck
 
Sorry to hear this. I went through a house fire a couple of years back too, only invariably lost everything, except for the pets, and one bass. It's never fun at all, and for us it was a long process to get things back to a somewhat normal lifestyle. The worst part is losing the irreplaceable - pictures, cards, personal things. By the way, nice Yorkie :D