I've recommended Min-wax satin finish wipe-on poly for several years. NOT the water-based version, though. There's no particular reason to use the water-based version as the oil-based stuff is super easy to use and isn't that much of a problem for clean-up. I make throw-away pons from soft finish cotton scrap and throw it away after an application. A pair of disposable gloves makes for a totally easy cleanup regimen.
I have a standard "3 coats of poly in 12 hours" procedure that works well for me. Years ago I used Tru-oil but got really tired of needing 15 or 20 coats to get any appreciable build with it. It also took TOO LONG to do. All those coats and the requisite drying time just made for an impractical finish, especially when I was marketing custom lap steels.
It's possible that Min-wax water-based is now "OK", but I don't mess with success.
I picked up a can of the Varathane water-based that Bruce and others are experimenting with, but haven't had the type of instrument project I'd want to use it on yet.
Just to throw something else out there, I've been experimenting with Osmo Polyx "hard oil" as a neck surface finish and I'm pretty impressed with it so far. I'll know more after a few hundred more hours of playing time.![]()
3 COATS IN 12 HRS - any further insight..?? (from a beginning luthier) thank you, A