Mike M. said:I've done it this way all my life and have never had a problem either....except when I was married.
Been there, done that.
When my wife moved to CA, I had never taken care of bills,, and had no idea how it was done. Made a right big mess of it. Now I know how and seem to have more money and control over my life. Having no credit card is a big help, if I can't buy it cash, I don't buy it.
My spread sheet is broken up into 15th and 30th of the month since those are pay days. Starting balance, deposit, bills required amount, next row for actual paid ( if I pay more than minimum), shows all totals for each pay period. Easy to add or subtract category while not affecting overall balances.
Wife had that women's disease. Have breath, must shop.
