I looked over the details of it on their website, but didn't quite soak it all up. I've decided that I want to own an awesome amp... but then I realized I don't have money.... soooOooOOoOo, I figured payment plans sound cool. I for them, I really have only two questions: 1) Where's the amp? 2) Give me the amp. Yeah, you do get the item you purchase right away... right? This is like a house payment/car payment right? I know it's probably a dumb question... but hey... I'm an idiot. Also, they ran over about 7 different interest options and totally lost me. What I want to know, in simple terms, will this screw me over. Also, is it worth it getting screwed over. Anyone use this service?