I just turned 69. I "retired" at 62, because, I needed to have an income, due to not outrageously high- but substantial bills that need to be paid every month... or I lose my home. So, SSI and at 65, Medicare and a part 'B' provider. Thank God for that, I got Cancer in 2017. Sadly, the once pretty amazing and diverse music scene around the Reno/ Tahoe area has been in steady decline for quite some time now. I did not stop playing. I never retired from being a bassist. Most of my work was with local bandleaders, and I was first call. I did fairly well, that, along with my repair business. We've seen the closing of many of the casino music lounges, here, and in Winnemucca, Elko, and Wendover- all week long gigs for us. The local clubs are now happy to pay the local see them everywhere wannabees 200 bucks total for five people holding instruments... and no one in the audience giving a crap, we arrive at a situation where my advancing age, also plays into my diminishing calls. The 'pandemic' has resulted in my not having any gigs for 15 months. So, it would seem...even with my resume' and 50 years of experience, none of it matters in today's America. I'm involuntarily retired now.