The problem with credit and GAS is that once you get that bass on credit and you get your bonus, maybe you'll want a new amp or some other piece of gear and then the debt keeps on coming.
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Should I get a loan?
- Thread starter Quap
- Start date
or, meantime, you'll have to spend $800 on a car repair or the same or more to replace a broken appliance.
Right! Ask the manager about this. At the least you might get 6 months SAC or you might need to open an account to do it. This way you can pay off the bass with no interest. If you have to open the account to do this cut up the card when you get it to avoid using it again. If you cut back on a few things dinners out, a cup of coffee every day and send in that cash you will pay it off fast and maybe never need your bonus money.
I bought my last two big money items at GC this way 12 months SAC no interest, and just payed off my last...dont need nothing
My wife and I dont own or use credit cards so its the only way I roll.
Ric5
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- Jan 29, 2008
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- I like 5, 8, 10, and 12 string basses
The only stuff I buy on credit (musicwise) is stuff I could buy anyway (strings, straps crap like that). Then when the bill comes, I do. I bought one bass on credit in my life and it was only 249 bucks. Trust me, that MF card gets to itchin' every time the catalogue comes, especially the newest one with all the uber expensive crap. Resist it man.
Education in this country is quickly becoming a not so good debt or investment..check out student loan rates these days
If you already have a bass, then no. Why finance something you don't need? Oh wait forgot thats the american dream..
Education in this country is quickly becoming a not so good debt or investment..check out student loan rates these days
It can be affordable with financial aid/grants/scholarships - people that have these insane debts could have opt'd for going to a public community college then state university instead of putting 'status' as their primary goal.
you're right it's a bad investment to run up 120k of student loans to goto a private college just to graduate making less than 50k a year.
Sorry, forgot to capitalize the informal name of the great United States of America for you.
sorry for going off topic
back to the thread!
Well, while I agree with your comment about the investment value of higher education, the free one you got from public school probably mentioned proper nouns.
That the problem even state/local colleges are getting crazy expensive. I was listening to a local radio show today where parents were talking to the host about student loans with 9% interest rates. School loans interest is getting crazy and expenses climb. Job fields are limited and unemployment climbing. There is allot of young people coming out of college unemployed ,underemployed with high debt...that's not good. If you are going to college pick a field of study that might have a future of employment... art history?? Sorry to derail.
