Totally Fee Free Checking Accounts?

[tastybasslines]

Anyone know of any? I am getting absolutely hammered with fees. One of which is a $10 monthly fee unless your balance falls to no less than $1500.00.

Do totally free checking exist at all anymore? I know I can count on my trusty TB OT mates for some sound advice

 

[MJ5150]

How about a credit union in your hood?

-Mike

 

[MatticusMania]

Anyone know of any? I am getting absolutely hammered with fees. One of which is a $10 monthly fee unless your balance falls to no less than $1500.00.

Do totally free checking exist at all anymore?

My Chase checking account is free so long as I have more than $500 in direct deposits a month.

At first they charged $10 a month if you didnt have a direct deposit over $500. I called to make a complaint, stating I had multiple direct deposits a month that were $497. They said they couldnt do anything, I told them Id consider switching banks. The next month rolled around... no $10 fee. They changed the rule to what I listed above.

 

[Richland123]

We have several banks locally that have totally free checking accounts. I have one.

 

[fraublugher]

Link Removed

Not sure if viable in US

 

[matante]

Union Bank

 

[tastybasslines]

My Chase checking account is free so long as I have more than $500 in direct deposits a month.

At first they charged $10 a month if you didnt have a direct deposit over $500. I called to make a complaint, stating I had multiple direct deposits a month that were $497. They said they couldnt do anything, I told them Id consider switching banks. The next month rolled around... no $10 fee. They changed the rule to what I listed above.

I'm with Chase too. I'm working part time teaching chess and I am in school right now, so I don't have any direct deposits. My balance dropped below $1500 for only a few days and I was charged the fee.

 

[Pacman]

Use a credit union. They're usually free.

 

[Unrepresented]

How about a credit union in your hood?

-Mike

Yeah, plus they come across as less morally vile.

 

[tastybasslines]

How about a credit union in your hood?

-Mike

Use a credit union. They're usually free.

Yeah, plus they come across as less morally vile.

I'll check one out. But a drawback that you suffer is no ATM's, except for the one they might have...is that correct? What other drawbacks are there?

 

[matante]

Link Removed

Not sure if viable in US

Those are kind of cheesy and a pain f you don't use direct deposit. You end up having to go into a 7/11 or a grocery store to use the ATM.

 

[Unrepresented]

I'll check one out. But a drawback that you suffer is no ATM's, except for the one they might have...is that correct? What other drawbacks are there?

People use ATM's? That's where people acquire that old fashioned currency that's printed on paper, yes?

 

[elgecko]

My Bank of the West checking account is free. My savings account is not unless I carry a minimum balance.

 

[MatticusMania]

I'll check one out. But a drawback that you suffer is no ATM's, except for the one they might have...is that correct? What other drawbacks are there?

Some credit unions will allow you to use other banks ATMs without charging fees.

 

[i_got_a_mohawk]

Must be an over the pond difference there, my bank pays me £5 every month for putting money into the account!

 

[MatticusMania]

Must be an over the pond difference there, my bank pays me £5 every month for putting money into the account!

No way! Thats wild. I couldnt imagine a bank giving me money that wasnt mine.

 

[Unrepresented]

Must be an over the pond difference there, my bank pays me £5 every month for putting money into the account!

Curious if the UK has public or private banking?

I get several cents a month for maintaining a balance. More would be nice.

 

[Richland123]

My daughter has a free checking plus interest account at a bank here (west central Pennsylvania). They recently sent me an ad that they would give me money to start a checking account. Banks around here are looking for business.

 

[lowgun]

try comstar fed. cred union

 

[elgecko]

Back in the day, the banks would give you a toaster to open an account.