I agree that a lot of it comes down to personal philosophy. I could likely get by without a trip to the grocery store for a month or two if I had to given what is currently in the house, and I do unplug my toaster when I am done with it. I can see how those things seem normal to me, but others might find them overly prepared/cautious. Similarly I wasn't trying to suggest what GretschWretch was doing was wrong or a bad idea, I was just trying to establish some context and figure out why or what situation would require something of that nature. Whether or not it is overkill isn't my place to say because I'm not the one doing the work, but I'm also one of those "set it and forget it" guys when it comes to the soundpost.
This was what I got thinking about after writing my response above. I figured if you are fitting a new bridge or nut, dressing a fingerboard, or doing anything else that requires less tension on the instrument and potentially the post coming down, it isn't just a one and done type operation. I haven't got into the instrument side of things much, but it does seem like it would be annoying if you have to fish out the post and reset it several times over the course of a repair, and making that faster/easier could definitely be convenient.
As to whether or not I would permanently fix something to the sound post, that's a personal choice as well. From an armchair strategist point of view, I could see tying a string or some waxed thread (that would be less prone to sliding off) to the post and leaving a tail out the f hole during the operation, so you could reel the post in when it falls, but cut the thread when you've got it fit for the last time. It has the advantage of being a temporary solution where a client/yourself does not have a washer attached to the post, but the disadvantage that you would have to fish it out the next time you decide to do something with that post coming down. If it is your own instruments and you don't have an issue with the washer then I don't see any problem with it, but it's another possibility for a client's instrument.
Although I have a much smaller sample size to work from than Joey, this has often been my experience. On almost every instrument I have seen where the post has come down, a new post has been the answer instead of refitting the old one. With that said, I can see a post falling if an instrument is particularly susceptible to large seasonal/climate shifts. There are guys up North who turn bridge adjusters significantly when the weather changes, and a colleague of mine who has a fantastic bass where the same seam opens up year after year. It's a wonderful instrument, but it's unbelievable how much it changes from summer to winter.