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I'm about to commit a TB sin.

bub you did the right thing. Just buy a used bass. Rics have tender necks. So if it's survived a long time. you know the neck is solid. honestly the set neck tends to be hit or miss. a lot of players love the tone. but hate the upkeep. maple neck or maple body. with ric-tone is the key to the sound. But carry on man and ROck on! Geddy lee.. RIP LEMMY, Cliff Burton, and Chris Squire.
 
Yesterday I pulled $2,300 out of my account. As im looking at the cash I have the incredible urge to but a Rick.
But I only owe $2,100 on my truck. So despite my intense gas pains im going to do the fiscally responsible thing and pay off my truck. Six months early I might add.

This hurts my sole a little but I'll be able to grab a Rick in no time since I'm dropping a $340 monthly payment. Not to mention the money on insurance saved switching from full coverage to liability. If I decide to do that.
Good day to you's

DON'T PAY $2300 FOR A RICK

You should be able to find one for a lot less
 
I learned years ago as a poor university student.....

- Set up automatic transfers to saving accounts for upcoming bills/payments/purchases. No surprises, no suddenly selling assets (bass gear) to help cashflow.

- Have a dedicated music savings account: put in gig money & sold gear money, take out money for gear upkeep and new purchases. Top it up with Birthday money, extra earnings, etc. Knowing you can afford THAT BASS when a great deal comes up feels sooo good.
 
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Yesterday I pulled $2,300 out of my account. As im looking at the cash I have the incredible urge to but a Rick.
But I only owe $2,100 on my truck. So despite my intense gas pains im going to do the fiscally responsible thing and pay off my truck. Six months early I might add.

This hurts my sole a little but I'll be able to grab a Rick in no time since I'm dropping a $340 monthly payment. Not to mention the money on insurance saved switching from full coverage to liability. If I decide to do that.
Good day to you's
Pay off your truck! You'll be glad you did.
 
Smart choice to pay off truck. Bad choice to take off full coverage. How much is the truck worth? If you spin out on a slippery road and wrap it around a tree, you are left with no truck and no money. If there's an accident, its possible insurance might not cover you if the other driver drives off or if someone swerves in to your lane and you run off the road to avoid them. Etc.

Unless your truck is worth less than $1-2k, its usually best to have full coverage just in case. The actual savings you can calculate. If your truck is worth $10k, but your insurance goes down $2k/yr by dropping full coverage, you'd have to go accident free for about 3 years at risk before that savings paid off.

Your call - run the numbers of savings vs risk. Also make sure you have insurance to cover your instruments transported in your truck or home. When you finally get that Ric, you don't want to worry! (Hey, I should sell insurance? Hahaha. I'm just overly cautious.)
 
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bub you did the right thing. Just buy a used bass. Rics have tender necks. So if it's survived a long time. you know the neck is solid. honestly the set neck tends to be hit or miss. a lot of players love the tone. but hate the upkeep. maple neck or maple body. with ric-tone is the key to the sound. But carry on man and ROck on! Geddy lee.. RIP LEMMY, Cliff Burton, and Chris Squire.
Um... the upkeep is nonexistent. They're very much set and forget. Also they're neck-through, not set neck. And the neck isn't really tender. The old ones could be damaged if adjusted wrong, but the new ones are pretty forgiving.
 
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Yesterday I pulled $2,300 out of my account. As im looking at the cash I have the incredible urge to but a Rick.
But I only owe $2,100 on my truck. So despite my intense gas pains im going to do the fiscally responsible thing and pay off my truck. Six months early I might add.

This hurts my sole a little but I'll be able to grab a Rick in no time since I'm dropping a $340 monthly payment. Not to mention the money on insurance saved switching from full coverage to liability. If I decide to do that.
Good day to you's
Honestly...I wish I saw more threads like this, then the some of the others posts on here.

People asked all the time what are you gassing for...I used to say a new roof.
Not that I have that. It's addition to my house for my Mom...

Man life happens and responsibility comes first.
 
Yesterday I pulled $2,300 out of my account. As im looking at the cash I have the incredible urge to but a Rick.
But I only owe $2,100 on my truck. So despite my intense gas pains im going to do the fiscally responsible thing and pay off my truck. Six months early I might add.

This hurts my sole a little but I'll be able to grab a Rick in no time since I'm dropping a $340 monthly payment. Not to mention the money on insurance saved switching from full coverage to liability. If I decide to do that.
Good day to you's

Your soles thank you for guaranteeing their comfort & your soul will soar as you emote in righteous harmony . . .
 
I sold two things I didn't use much to pay for a new bass that I may never put away. THAT feels good: Sadowsky at $0 out of pocket. I laugh to think of it, but all the gear I bought before now functions as a reservoir of value that I can tap into in addition to gig money, so that I can still get new gear without taxing the household budget to do it, if I am strongly moved. Net zero cost is an awesome feeling.