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Four fingers (thumb, index, middle, and ring). Sometimes if I'm going for a pick "chugging" rhythm, I'll just alternate between my thumb and index. Thumb and index is also nice for quick phrases with a lot of string crossing.
In regards to muting, I play with a floating thumb technique and keep my middle thumb knuckle on the string above the string I'm playing, and bend my thumb at that knuckle to pluck.
It took a few weeks for this (and the T/I/M/R sequence) to feel natural, but now this technique feels and sounds great - I prefer it's feel and sound over two fingers (index and middle) and three fingers, and I also increased my plucking speed and hand stamina dramatically.
