Yep, its tricky.
I believe you get what you pay for, and I have no doubt you need to pay a certain amount..simply for quality hardware, let along luthier skills, but for $5000 plus, I'm reluctant to take a punt.
(I've played Smith and Fodera before and I didn't buy them so I have a ball park recollection from those experiences, fwiw but I'd have to convince myself I'm not dropping much if I resell)
A trade would actually be easier but along with Alleva, its all needs to come together, and it hasn't so far.
I can actually see the right AC being one I'd buy..maybe... rather than the Fodera or Smith currently.