Received an email from Oscar letting me know he can refund my money, in small monthly installments, beginning in 4 or 5 months from now...really?...not convinced I'll see any of this money but we'll see if he can keep his word this time.
Look, FWIW, I would bet this guy is not going to keep his word, okay. For my money it would take the most radical response on your part or your over seas surrogate (you do live in NYC) to pry any cash from him. Even then, you can't compel him to return something he in all likelihood doesn't have, and this kind of response could and probably would lead to problems far worse than you have now. I'm truly sorry this happened to you. You are not alone. Thank you for making us aware of the situation. I commend you for it.