This may come off like a brag, but I am posting as an illustration that sometimes there is a silver lining surrounding the cloud. I was born in 1949 and had the typical mid-century white southern middle class upbringing. Went to college and switched majors my first five quarters, finally found compatibility as an English major.
Spent far too long as an English major and graduate teaching assistant in graduate school and, after completing about 70% of my doctorate, adjunct instructor then shifted over to library school. I wanted to be a university reference librarian in the humanities. Interviewed at University of Georgia (salary offered $16,000) and Ole Miss ($12,000) but got neither job. Auburn was offering $19,000 but I did not apply.
Then I saw that l'il ole Jacksonville State wanted a LITERATURE specialist librarian, and my course work in English suddenly became more important than my lack of dissertation or Ph.D. degree. In 1985 I was offered a starting salary of $23,500 and, Alabama being a low cost of living state and Jacksonville being a small college town and me having just become a single parent, I leaped at the offer. The perfect job for me.
I rented until about 20 years ago when I bagged a 1600 square foot 1942 farmhouse with an acre of land for $28,500. It's quiet; my nearest neighbors are a herd of cattle (adjacent) and a herd of bison (across the street) and on my daily commute to work I passed six pastured horses and a donkey, a goose pond, another herd of cattle, and I have to look out for squirrels and wild turkeys crossing the road. I have a fresh creek with drinking-pure water flowing right out of the rock about 300 yards from my back fence.
My house is paid for, my daughter's education is paid for (I assumed her loans for college and grad school), my three cars -- none of them less than twenty years old, but I keep up the maintenance -- are paid for. Between my university service and my payments into Social Security I have ninety years worth of benefits, and that does not count my TIAA 401(k) which my university enrolled me in and paid into, even in all those years when I didn't.
All I've ever wanted from life is to live comfortably and securely and, barring an apocolypse-level calamity, I've got that. I have everything I want and more than I need (like far too many basses). I am content.
So even in today's times the American Dream is still possible.
George Gershwin wrote a song titled "Someone to Watch Over Me", and I think in my case it absolutely applies. Someone HAS been watching.