I was sad to hear about Canada too,
but over here everyones short attention spans are being used learning ho the biggest financial institutions here have been totally ripping people off with the protection of our caring Gov.
Too much to give a detailed account(yes I mean that) - but as a tiny put it on the end and of your tongue to check the taste -
Board level decisions to go ahead and rip customers a new as#h~le, destroy there buisnesses, and then take the House they put up as collateral too, then lie and cover it up on a bare minimum of 20 times (that's just one Co.) to the Authorities.
Charging fees without giving service, forging signatures, charging fees from dead peoples families/estates for services never given, having people impersonate you on the phone to find out how much you've got to transfer to them so as to get an idea of how much they can rip off you.
Can o worms you might say - this may take awhile.
Maurie.