Thanks everyone for your responses so far!
I think you're on the right track looking in the classifieds really. Can you swing a hammer? That can be a big plus when it comes to pick up work.
see if construction companies need labor. good luck. hope it works out
I looked in the local classifieds. Most people looking for laborers don't seem to be looking for help on the weekends, but I'll keep my eyes open.
The classifieds were pretty disappointing for weekend work. The most common positions for weekend work was line cooks, and 18-year old hot message "therapists". There were some server/waiter jobs, but I'm a big sweaty guy and did that briefly in my early twenties... I got fired from two places for dripping sweat in people's food... It's not a good position for me.
Yeah right! I rarely get laid when I pay for a fancy dinner and drinks!
This may not be a bad idea... I drive a Jeep though which is pretty small and high off the ground, which may not be the best vehicle, but I'll dig into it a bit.
Unfortunately every band I try to join never seems to have a rehearsal space which means pitching in $20-odd dollars to rent a space for each rehearsal. I've never gigged before because I always run out of spare money to pitch towards this before we are ready... Then again, I've only looked for "rehearsal every week, gig maybe once a month when we're ready" type bands... Maybe I need something with a bigger emphasis on regular gigs. I'll check out craigslist after this post. Thanks!
Have you actually done the math to see if an extra grand a month really would put you in a higher tax bracket?
At minimum wage you'd have to work 20 plus hours a week to pick up an extra $250/week and that's before Uncle Sam takes his cut. Would working all those extra hours put a strain on you day job?
Do you have equity in your house to pay off or at least pay down the creditors? The interest rate on a home eq. loan would be waaaay less than it is on credit cards if that is where some of your debt is. Have you talked to the bank about potentially having difficulty making house payments? They are generally not interested in re-possessing if they don't have to and may work with you to help keep you in the house. I'd hate to see you have to sell the house. It is often a short sighted solution for which you might be sorry later. Just a few things that come to mind, right off. Good luck and best hopes for family health improvements.
I did some calculations, and if I were to work 16 hours every weekend at $14 an hour (which is below my $250 goal - a goal that seems a bit unrealistic now), I would get into a higher bracket. Plus there's no way they'd tax me sufficiently for what my total annual income would be, so some money would have to come out of my pocket regardless.
Working all of those extra hours would also definitely put a strain on my career. My career already stresses me out and causes me to be pretty quick-tempered with the misses (something I'm working on), so maybe I need something that's a bit more tolerable... I spent the last two hours sending out a bunch of resumes for different positions related to my career, so maybe the right move in my career will help.
I've tried asking my managers for a raise, with no luck. I also work a bunch of unpaid overtime and when I asked for compensation they told me to stop working overtime, even though they know we're understaffed and I can't do all of my tasks in a flat 40 hours... It is what it is. If they don't mind my department going down the tubes because they don't want to shell out overtime, that's their call.
We've only owned the house for 3 years. No equity yet (as far as I'm aware), and Canada (or Ontario at least) has some good incentives for first time home buyers. The problem is if you sell your house in the first 5 years, there's like a $20k fee or something. We're looking into this and how much it would cost... Our house appreciated in value a fair bit and it wouldn't come out of our pockets, but not putting that $20k back in our pockets is a hard pill to swallow.
Sitting down with the bank and seeing if there's something that can be done to ease the strain right now is a pretty good idea. I'll talk to my wife and see if she can book an appointment (she has a good contact at our bank). I appreciate your help and ideas!
My Bride and I are big fans of AirBnb.
We rent out the empty nest upstairs two or 3 weekends a month for $70/ night.
Easiest money we've ever made.
We always stay at AirBnb places when we travel,too...save good money relative to the hotel/motel.
Best of luck, friend!
That's a good idea! If I was alone I'd do it, but there's no way my wife would allow it, unless we completely isolated the rental space from the rest of the house... Actually that may not be a bad idea (getting a basement tenant or something like that). I'll talk to her about it tonight.
i made a small fortune with an old 3/4ton pickup truck. small moves and yard cleaning was great, but i focused on debris removal on construction sites. eventually, i followed 2-3 small construction companies around the SF Bay Area. these were general contractors that mainly did home repairs and home flips.
bigger jobs were handled with 20-40yard debris boxes and a couple guys from the Home Depot parking lot. i would average $150.00/ day after paying dump fees and any extra laborers. btw, i only accepted cash!
even if you're unable to do much lifting just owning the truck entitles you to some cash. i picked up supplies for these contractors as well as moving furniture for small shop owners. if you own a truck, you already have a second income!
When I bought my Jeep, I was wondering if I should have gotten a pickup instead. I didn't think of the potential for extra work. That's a good idea though.
