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I need to earn extra money. Any ideas?
- Thread starter Matthew_84
- Start date
- Oct 7, 2000
- 18,619
- 38,943
- Disclosures
- Endorsing artist: Musicman basses
My suggestion:
Read the book Creating Money, suspend all judgement, keep an open mind, and do what it says.
I'd like to add that since this was also an issue 2 years ago IMO and experience you don't need help with earning extra money (you're already working a 50 hour week), you need help with money management. Until you get that help (again, IME), the problem will continue to follow you regardless of how much money you make.
Read the book Creating Money, suspend all judgement, keep an open mind, and do what it says.
I'd like to add that since this was also an issue 2 years ago IMO and experience you don't need help with earning extra money (you're already working a 50 hour week), you need help with money management. Until you get that help (again, IME), the problem will continue to follow you regardless of how much money you make.
This reminds me: fetish communities exist that buy used and unwashed underwear for absurd prices. I remember reading a thing on Reddit about it months ago, one woman would sell a pair a week for about 50 bucks minimum.
Might be a bit weird and gross, but you did say you were desperate...
Well, it sort of a dangerous job, but pizza or chinese food delivery can help bring some extra cash. The independent restaurants may pay you under the table plus tips, or no pay but tips only. You have to pay your own gas so if you drive a gas guzzler, this won't work.
By dangerous, i mean robbery at gunpoint.
That sounds like the classic want my cake eat my cake.. Look this is the 21st century man.. having to rely on two incomes is not uncommon.. I got laid off in June of last year .. and I just now .. today got a starting date in 3 weeks for my new job.. If my wife did not make so much we would have been screwed.. Granted my severance lasted through December of last year.. but this year has been real slender... There is no shame whatsoever in being in a situation where your wife has to work.. this is not the 60s man... I don't know how it is in your world.. but in my house we always had a two income situation.. In my opinion you are right in wanting to hold onto the house if you can.. if loosing it will put you 20k deeper in the hole right off the bat.. Your wife needs to step up... at the very least she needs to suck it up and deal with you having to work more.. It would only be temporary... maybe what 2 or 3 years worst case.. and maybe one year if she manages to get another job that is decent relatively soon.. Either way two jobs for you needs to happen if you can swing it.. I had to work two jobs for two years from 03 to 05 to get rid of some debt. For a while I counted my days off when I only had one job to go to. It happens. How old are you guys? If you want to keep the dogs and the house.. and get rid of some of the excess debt that has accrued.. you both will ave to make some sacrifices.. If I had not found something by May I was going to be driving UBER. Fortunately I found a job making .59 less than I was at my old job.. where I had been for 28 years.
Amazon Mechanical Turk - Welcome
Never tried it, but my brother knows people who have, plus it's through Amazon, so I doubt it's sketchy. I've looked at it and definitely will try it out. Some time. Maybe soon... Hmm... Minor inspiration here.
Best of luck. Sorry to hear about your situation. At least these things aren't permanent.
Never tried it, but my brother knows people who have, plus it's through Amazon, so I doubt it's sketchy. I've looked at it and definitely will try it out. Some time. Maybe soon... Hmm... Minor inspiration here.
Best of luck. Sorry to hear about your situation. At least these things aren't permanent.
You can sell talcum powder as drugs. You'll make some decent money right off the bat. But there's the inevitable downside, when an enraged but curiously fresh-smelling junkie carves out your liver.
Thanks for checking... It's going a bit better. Since wife is now able to look for a new job, she's able to go on EI and she just got her first cheque, which will definitely help. She can only qualify for it until July though. She's hit the ground running looking for a new job, but for some reason she isn't getting any call backs. She still does not want me to get a second job, but if she isn't close to something by June, then I'll need to find something.
Thanks for the kind words. Yeah, we're both used to each other working and making $60k + salaries. We kind of figured if one of us lost our jobs, we'd be okay for a month or two. We were not prepared for 10 months of it though, especially since my wife has usually earned a little more than I do (did?).
We've trimmed down our spending a lot, but we're still eating somewhat healthy... Trying to avoid the mac & cheese diet, but we'll see, we may need to stoop to that in the next few months if my wife can't find a new job after July.
The absolute last thing we want to do is sell the house. We've realized that in Toronto, or neighbouring suburbs, the housing market has just blown up in the last few years and our property is worth an extra $200k more than it was when we bought it 3 years ago... It's great for resale, but if we do have to sell it, most of it will have to go to debt and paying back the rest of the mortgage and we won't be able to keep much it. Also, if we sell this house now, we'll likely never be able to buy another one, and may not even be able to buy a decent condo and will be stuck renting for the rest of lives. My Mom has rented her house since she was 30. She's now 67 and while her rent is dirt cheap, the house is not hers and she's poured a lot of money into it for no return... It would also be nice to keep our house so my Mom has somewhere to live if she ever needs it...
I don't know, this whole situation has left me pretty miserable. I'm also not doing myself any favours. If any of you have followed my recent TB activity, you'll see me wondering which bass to buy next and things like this. For some reason, I cannot stop daydreaming what my next gear of choice will be even though I can't afford anything. I have a $200 gift card for my local music store, and there's one pedal that would be near there that I really want (Source Audio Aftershock), but this store doesn't stock Source Audio products... Anyway, my brain won't stop daydreaming about things I cannot have. I can't even focus on playing bass because I'm so preoccupied with these thoughts and stress about our situation and my job (which has been a nightmare lately). And then whenever I look at the price at anything, it bums me out even more. It's a vicious cycle. It also makes me feel like a spoiled brat, but I just can't turn the GAS off. I keep trying to get off TB thinking it will help, but coming here is truly one of the only things that makes me smile lately due to the stress of my job, our situation and everything else... I do think daydreaming about this stuff, helps me realize this is temporary, and keeps me looking to the future, but sooner or later, I need to dial back the hope and focus on reality... I don't know. Sorry for the rant.
Thanks! I'm going to sign up for this now. Some of the HITs don't look worthwhile ($0.01 for ten minutes of work), but some of them look a little better. If anything, it will make me feel a litlle better knowing I earned an extra couple bucks or whatever.
Be encouraged.
We got a house in 2003 when I was 48 but we were not really ready for it and due to some poor decisions on our part and Murphy's Law .. we wound up doing a short sale on the house in 2010 and began renting. Initially with this house I had a plane.. we would have had the house paid off by the time I turned 68 ... which is actually 7 years from now... and then I could retire .. but that is not how things went. We began renting in 2010 with a plan to revisit getting another home within 3-4 years. Midway through 2012 our first landlord needed their house back.. so we had to move.. which set our plans back because once again the plan did not go fully as planned.. In the summer of 2012 we moved into a new town home . We had planned on not renewing the lease in June of this year and trying to find our own place again... even though we knew we would never pay it off figuring we would have to pay to live somewhere and given the way rents are in the DC Metro region at least if we were paying $1500-$1700 it would be for something we would own.. Once again our plans got upset and in April of 2015 I got a call from my manager as I was preparing to go to a work that I was being downsized.. so don't bother to come in ... My last official day was in June of 2015... The first thing I did was buy a car because I had been driving a company car since 1990.. I figured I would worry about paying for it later but down here oit is hard to find and keep a decent job with no car, and it is hard to get a car with no job. I had a 6 month severance package so I was not worried too much and I had some personal stuff going on with my youngest son so in a way it was a blessing in disguise that I now had the time to deal with these issues. In June of 2015 we renewed our lease where we were and put the plans to buy up in the air until I found another job. Once again ..... our plans were knocked off track. In October of 2015 I was notified that my landlord was moving back to the area and we needed to be gone in 45 days. I was freaking out because the process of renting had been a very tedious one. Due to the short sale our credit was not that good but over the years since then I had been working very hard to rebuild it. That same week we began looking for a place to live but my wife had been obsessing over houses for a few months and she found some realtors that we could work with so instead of deciding to rent we decided to try to buy.. To make a long story short.. on December 4 we moved into our current home.. it is bigger than the one we were renting previously, and the mortgage is $183 less than the rent we were paying. It is a townhome.. but it is ours.. If someone had told me a year ago that it would be like it is now I would not have seen it.. the job part yes... I was actually surprised that it took me this long to find one.. but I expected to.. the house.. I just did not see coming.. So I say all that to say... be encouraged... Know that the tunnel will end... always be wary of lights ahead until you can be certain that they are not oncoming trains and be prepared to hug the wall if need be, but be reassured that you will get out of that tunnel.
Thanks for sharing your story and the inspiration!
I will try to keep the house as much as possible, but I do feel a bit better about the future without it. Thanks again.
Start up you own part time business. You are not required to show a profit for three years and in that time, you will be able to right off some of your house expenses against the business.
You and your wife can decide what business line you want to pursue. if you have hobbies/interests, consider starting a business with those interests in mind.
Yah, it's a lot of hard work, but the rewards highly out weigh work involved.
Also, given the GTA's volatile real estate market, I would suggest you get an agent to walk through you home and give you a true market evaluation of your current house. I think you may be pleasantly surprised by it's sky rocketing value.
Fishheadjoe
You and your wife can decide what business line you want to pursue. if you have hobbies/interests, consider starting a business with those interests in mind.
Yah, it's a lot of hard work, but the rewards highly out weigh work involved.
Also, given the GTA's volatile real estate market, I would suggest you get an agent to walk through you home and give you a true market evaluation of your current house. I think you may be pleasantly surprised by it's sky rocketing value.
Fishheadjoe
1) Get over your wife working. That's a reality in today's world. Mine has worked professionally since she was 26 (finished grad school) and earns more than I do. I'm happy about that! If she's physically able, she should be working tomorrow - flipping burgers generates more money than you'll make on weekends. Pay the taxes and don't gripe about it. Any job is better than no job, and she can look for a job in her profession while under-employed. I've busted tires, changed oil, burned weeds out of irrigation ditches, sold cars and burglar alarm systems. It's all work, and it pays the bills until you can take a step up.
2) Don't sell basses or amps. They aren't worth enough to make a difference, so don't cut that part out of your life when it won't matter in the overall picture. If you had a stack of $5,000 basses I'd make a different recommendation.
3) The house is a temporary thing. Get out from under it. Work hard at finding new homes for the pets, which I KNOW hurts, but you can be in charge of finding them good places and they will get over it. It's showing them love by caring for their future.
2) Don't sell basses or amps. They aren't worth enough to make a difference, so don't cut that part out of your life when it won't matter in the overall picture. If you had a stack of $5,000 basses I'd make a different recommendation.
3) The house is a temporary thing. Get out from under it. Work hard at finding new homes for the pets, which I KNOW hurts, but you can be in charge of finding them good places and they will get over it. It's showing them love by caring for their future.
OP, do you own a car? If so, try hooking up with a buddy and contact one of the outfits that is hired by bar patrons to drive their car home. I have a friend who is doing this each weekend to "augment" his income and is doing quite well.
You are hired by a person who intends to be "over served" at an outing. They don't want to drive their car home, but they also don't want to leave it for the night. You meet them at the assigned time and place. You drive them and their car to their home, your buddy follows you in your/their car to the customers home.
You get paid, usually cash and move on to the next customer. In some cases, the drive to the customers home is not local and can add up to some substantial funds.
There are a few of these services within the GTA, can't hurt to connect with them for details.
Fishheadjoe
You are hired by a person who intends to be "over served" at an outing. They don't want to drive their car home, but they also don't want to leave it for the night. You meet them at the assigned time and place. You drive them and their car to their home, your buddy follows you in your/their car to the customers home.
You get paid, usually cash and move on to the next customer. In some cases, the drive to the customers home is not local and can add up to some substantial funds.
There are a few of these services within the GTA, can't hurt to connect with them for details.
Fishheadjoe
Really, the Uber idea sounds good. You already have the equipment, just get the car detailed before joining. Uber drivers are making a surprising amount of money.
I need to look into Uber, I just heard some news today about new legislature for them and cabs and I thought I heard something about the police cracking down on them, I'm not sure if I heard right though.
I will say that even though it's a 4-door model, I drive a Jeep Wrangler and it is not the most convenient vehicle for backseat passengers. It's high off the ground and the space is tight.
I will say that even though it's a 4-door model, I drive a Jeep Wrangler and it is not the most convenient vehicle for backseat passengers. It's high off the ground and the space is tight.
This sounds like a great idea. My wife can certainly assist me with this. I'll look into it. Thanks!
