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Speaking of the "american dream", I just got into that race yesterday entering into a purchase agreement on a house.
A low-to mid 700's fico still cost me $23,000 down on a 115k home which is fairly middle class in this area. Who has that kind of money? I saved most of it, but a dip into 401k to cover a portion had to cover what was unexpectedly 20% down which will push my closing back until beginning of may most likely. Granted this is a limited doc loan due to being self employed, but six months ago this would have been a zero down sign and drive deal.
The housing market is in a giant mess as it is, and I understand why the lending restrictions are stiff due to irresponsible borrowers in the past, but I don't see this helping matters.
I've often thought that since our government represents the people that the people should be able to determine what the government spends our money on. I'm not saying all of it, but let's say something like half of it. So 50 percent goes to the state and federal goverment as it does now, and then for the other 50 percent the taxpayer can determine how the money is divided between certain categories. Education, Defense, etc. Perhaps each category could be the same as the departments that are headed by secretaries. I'm not sure exactly on the logistics, but this would definitely be a better representation of the people than the detached, corrupt mess that we have right now.


Sure... you'd just need to get the majority of people to get off their apathetic butts and do something.
Good luck.![]()
They all have to pay taxes. They can opt to not do it and just hand over all their tax money to the government like we do now. If they don't pay taxes, then they can express their opinions on things by voting.
Exactly. Our government is corrupt and sick.
Cherie
This Is the best statement I have seen on this thread so far.
ya, they only care about one thing. MONEY! Any bodies can see it with eyes. Just like stock, revolving around the true evil.
In this time, people cannot be happy and thankful for what they possess and some will kill for what they believe. With a mindset that what they think is right, not even considering the possibility that some may have different opinions.
Just like all the soldiers who tool for these masters, holding the name of god as they kill. Being just as guilty as a murderer.
When those in charge are the one who cause the conflict.
Then they make us fund the wars, with taxes.
The people should not be punished for the greed of those in power.
I am unemployed and I will never work. I play bass, and i love it.
Gigs are all i need to survive so far...I pay rent by it and live well to.
But no gig is certain. And i will gladly sleep outside, if i ever lose.
lol oh yea I don't pay taxes either. Income tax is another BS thing, and i won't even begin on how much i think the psychiatry industry keeps our people druged.
Not to sound like a herbalist either, but hemp is one of the greatest plants. It has proteins in it which can aid survival,it can make rope, cloths, houses and even a car was built from hemp resin in like 1940 or something. I think it even ran on hemp and was biodegradable.
Oh yea, there are also 25,000 known uses for it.

But who decides what categories we vote on in the first place?
This Is the best statement I have seen on this thread so far.
ya, they only care about one thing. MONEY! Any bodies can see it with eyes. Just like stock, revolving around the true evil.
In this time, people cannot be happy and thankful for what they possess and some will kill for what they believe. With a mindset that what they think is right, not even considering the possibility that some may have different opinions.
Just like all the soldiers who tool for these masters, holding the name of god as they kill. Being just as guilty as a murderer.
When those in charge are the one who cause the conflict.
Then they make us fund the wars, with taxes.
The people should not be punished for the greed of those in power.
I am unemployed and I will never work. I play bass, and i love it.
Gigs are all i need to survive so far...I pay rent by it and live well to.
But no gig is certain. And i will gladly sleep outside, if i ever lose.
lol oh yea I don't pay taxes either. Income tax is another BS thing, and i won't even begin on how much i think the psychiatry industry keeps our people druged.
Not to sound like a herbalist either, but hemp is one of the greatest plants. It has proteins in it which can aid survival,it can make rope, cloths, houses and even a car was built from hemp resin in like 1940 or something. I think it even ran on hemp and was biodegradable.
Oh yea, there are also 25,000 known uses for it.
This Is the best statement I have seen on this thread so far.
ya, they only care about one thing. MONEY! Any bodies can see it with eyes. Just like stock, revolving around the true evil.
In this time, people cannot be happy and thankful for what they possess and some will kill for what they believe. With a mindset that what they think is right, not even considering the possibility that some may have different opinions.
Just like all the soldiers who tool for these masters, holding the name of god as they kill. Being just as guilty as a murderer.
When those in charge are the one who cause the conflict.
Then they make us fund the wars, with taxes.
The people should not be punished for the greed of those in power.
I am unemployed and I will never work. I play bass, and i love it.
Gigs are all i need to survive so far...I pay rent by it and live well to.
But no gig is certain. And i will gladly sleep outside, if i ever lose.
lol oh yea I don't pay taxes either. Income tax is another BS thing, and i won't even begin on how much i think the psychiatry industry keeps our people druged.
Not to sound like a herbalist either, but hemp is one of the greatest plants. It has proteins in it which can aid survival,it can make rope, cloths, houses and even a car was built from hemp resin in like 1940 or something. I think it even ran on hemp and was biodegradable.
Oh yea, there are also 25,000 known uses for it.
just so you know you should be paying taxes on that gig money.This Is the best statement I have seen on this thread so far.
ya, they only care about one thing. MONEY! Any bodies can see it with eyes. Just like stock, revolving around the true evil.
In this time, people cannot be happy and thankful for what they possess and some will kill for what they believe. With a mindset that what they think is right, not even considering the possibility that some may have different opinions.
Just like all the soldiers who tool for these masters, holding the name of god as they kill. Being just as guilty as a murderer.
When those in charge are the one who cause the conflict.
Then they make us fund the wars, with taxes.
The people should not be punished for the greed of those in power.
I am unemployed and I will never work. I play bass, and i love it.
Gigs are all i need to survive so far...I pay rent by it and live well to.
But no gig is certain. And i will gladly sleep outside, if i ever lose.
lol oh yea I don't pay taxes either. Income tax is another BS thing, and i won't even begin on how much i think the psychiatry industry keeps our people druged.
Not to sound like a herbalist either, but hemp is one of the greatest plants. It has proteins in it which can aid survival,it can make rope, cloths, houses and even a car was built from hemp resin in like 1940 or something. I think it even ran on hemp and was biodegradable.
Oh yea, there are also 25,000 known uses for it.
They all have to pay taxes. They can opt to not do it and just hand over all their tax money to the government like we do now. If they don't pay taxes, then they can express their opinions on things by voting.
And who's to say your vote will count, and how will it be proven?But who decides what categories we vote on in the first place?
So - is it really that bad?
I've often thought that since our government represents the people that the people should be able to determine what the government spends our money on.
^ It still doesn't prevent them from beeing bad![]()
That about sums it up.
Capitalism, it's all about the bottom line.