I kinda see where you are coming from, insightful point.
If you are open minded to a contrary opinion: The way I look at it, HPF is just a type of EQ, and different players are going to have different preferences, so that is where the adjustable HPF comes in handy. For example, you really like the sound of -24db/octave below 30hz. That's cool for you, but maybe for me, I want to tame the fundamentals on my E and A strings, so to achieve -12db at 40hz I use a HPF at 80hz, -12db/octave, because I like that sound. And lots of pro audio equipment has HPF in the 80-120hz range, so I don't think I'm crazy or alone in that preference.
The types of HPF's and LPF's most of us are raving about on TalkBass aren't "subsonic rumble filters to protect against the bassist blowing out the channel" because as you correctly point out, the PA already has that protection. Rather, we are talking about tone-shaping EQ pedals. Having a milder slope (-12db/octave or even -6db/octave in the case of the beloved Noble preamp) and/or an adjustable "knee" frequency makes them more versatile as tone-shaping effects.