what works in my head to get me in the ballpark is to think "half the average" of two cabs:...I'm going to go ahead and admit that I can't figure out the formula.
Here's what I *do* understand: if I want to plug two cabs into my 4 ohm head, they better BOTH be 8 ohms.
two 8Ω boxes? the "average" between them is still 8, half that is 4; 4Ω is the right answer.
a 4Ω and an 8Ω? the "average" between them is 6, half that is 3; the right answer is 2.7Ω, close enough for me to know if my amp is safe with that or not.