You know, how many nights I get home and I'm too tired to load out my Epifani rig and my irreplaceable custom bass..
jeesh... I should have some kind of insurance.
I am NEVER too tired (have slept-walked my Epi's up 3 flites of steps after a show at 4am) to unload my gear that night. Car and truck windows break quietly and in the middle of the night no one hears ANYTHING. The extra effort despite being dead tied is more than worth it. I refuse to make it easy for thieving a-holes.
That said, I am having a rider added to our HO insurance for my stuff. Remember, insurance co's are in the business of NOT paying claims. If there is a loophole, they WILL find it. Protect yourself.

