I just ran through everything with @Sushi Box FX, tested Paypal + all the new-site stuff (My Account stuff, streamlined-shipping, etc), and all is still happy with Paypal.
So, we'll leave both enabled, no extra fees anywhere, and ya'll can pay however you want: Google Pay, Apple Pay, CC direct on the site (and you can save cards on the site for future purchases, it is all handled by Stripe and fully PCI compliant storage/etc; payment security is part of my day-job

), or any-of-the-Paypal-options.
So buy away