"Yacht rock" is a BS name. Aside from, perhaps, "Sailing" and maybe a Jimmy Buffett tune or two, it never had a thing to do with big boats, and less than you'd think about massive wealth. As with most genres, the tunes conventionally dumped in that rather suspect bucket inevitably include some schlocky ones, but they also include some excellent ones, many of which, as has been noted in several posts above, can be relatively challenging to play.