I'm not answering the OP's question directly, but I'm a small guy, too, and I faced a similar dilemma regarding the 35" Cirrus scale length and its effect on my wrist. But where I moved upwards, at first to a Sadowsky Metro M5-24 and now to a Ken Smith CR-5 (I'm 42, have money, and an understanding wife), the OP may want to check out the 34" scale bolt-on Cirrus that GC has in their used section at $599. It's at their Orange, CT, store. I haven't played a bolt-on versus a neck-through Cirrus, but assuming they're similar, this could be a way to retain desirable aspects of the Cirrus (neck profile, sound, ergonomics etc) while saving the wrist, and without having to financially overcommit.
And as someone who now has completed the Cirrus-M5-Ken Smith cycle and has lived to tell, I feel qualified to say that these three basses are more like cousins then siblings. Their neck profiles are nothing alike: Cirrus is narrow and squarish, M5 is beefy and Fenderish, and Smith is sculpted and narrow-shouldered all the way down. I believe the Sadowsky has a 12" neck radius: not sure about the other two. Sonic characteristics also differ: Cirrus has more low-mid burp, M5 is high-mid aggressive, while Smith is very, very refined. Ergonomically, the Sadowsky was most comfortable to wear, even though mine was heavier than the Cirrus; 4 hour gigs were a breeze with the M5. Smith is heaviest of all, though it sounds like I just got lucky with the one I landed. Ha. Ha.
In the end, I can execute passages on the Smith that simply weren't possible with the other two basses, and its responsiveness is remarkable: you get out what you put in. The Sadowsky used cost me twice what the Cirrus did used, but wasn't twice as good across the board--for me. By contrast, the Smith (also used) cost nearly 1/3rd again as much as the Sadowsky, but IS noticeably better--for me. And the Smith cost almost three times what the Cirrus did, but was in no way three times the bass! So the moral here is that even when you spend double or triple the money, you don't necessarily double or triple the return.
Finally, with the exceptions of my Smith and Pedulla Pentabuzz fretless, I don't think the Cirrus can be beaten by any other 5 I've owned. That includes two Stingray 5's, Lakland Skyline JO and DJ 5's: great basses, all, and great B-strings all as well. I also liked the Cirrus more than my Lakland USA 5594 Classic, though the latter was better-constructed and finished.
My unsolicited advice? Until you're an old man with discretionary income and incurable GAS, check out that "cheapo" bolt-on, 34" USA Cirrus. Perhaps others can comment as to whether the bolt-on version is similar enough to the neck-through.