At some point (if not already) my well-worn 2005 is going to need frets, but I'm not an ultra-low action guy so I don't notice a problem. Great pics, Mike & Fran... I'll have to snap one, too.
Mine is also a 2005, though it was virtually new when I bought it in 2009 and it has had Sadowsky flats ever since. IME, frets get marked on the first few months/years of playing but then they stay that way for a long time.