Do I have a running stash of cash to buy gear - sure. My wife knows it exists but she doesn’t always know what’s in it. And a lot of my gear purchases come from the sale of other gear so it’s primarily $ from sales that go into new purchases.
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I do love the fact that in any thread about spousal conflicts, whether in jest or not, TB shows up and generally drops the truth about what an actual adult relationship looks like.
No wife, no spousal equivalent, no steady girl friend only rentals, no kids, not pet, no long term debt.
This is very similar to my situation. I love gear but I’m not a collector so if something isn’t being used it gets sold and the funds are used for something else. I also usually have savings from gigs and my Discogs store to use towards stuff that I want.Many moons ago I used to do a lot of gear flipping and built up a good chunk of cash in PayPal from the profits.
My wife knows about It. I’ve managed to maintain most of the balance in there as I cycle through gear. If I want something I get it, no awkward conversations or permission required. It’s a good system IMO. We don’t pay the mortgage from the gear fund and I don’t buy gear with household funds. Everybody’s happy.