This looks like "exactly" where I wear mineUsed to below the hips, but I changed my technique during the pandemic (for the better) and it's higher now. I'm plucking around the center line of my belly button, as if it's directly in between the A and D strings.
View attachment 4464444
, and the dirt is mostly just toothpaste that gets splatted up on the mirror when I brush my teeth
) :