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I'd say your wife has a point...IF she had a job. Since you earn 100% of the money, you should make 100% of the financial decisions. If she doesn't think you're contributing enough money to your joint financial goals, just point out her (zero) contribution and move on. She hasn't kept you debt free- you have. You've earned all of the money for your "cash only" lifestyle.
To Beggar98: A "stay at home wife and mother" is worth over $200K per year......So this "if she had a job" and "zero contribution" quote is extremely insulting....by the way, a marriage is 50-50....this woman has your child (parent and mother), cooks (chef) and cleans (maid) for you, keeps her household debt free (in this economy) (accountant and secretary), takes care of you when you're sick (nurse and/or doctor) gives you some at the end of the day ($150/hr ?).....what you just said is a good reason for "your" wife to kick your butt out on the street....you ain't getting none tonight or any other night if she knew what you just wrote on TB....that's if you even have a wife or girlfriend, which is questionable considering what you think of women.....
just sayin'
To Miccahturner: Count yourself lucky to have such a wife.....you'll be happy many years from now when you retire in comfort and your daughter has a great education and can make it in the world.......but you also have a right to having a "hobby".....best to just sit with your wife and talk it out....if she loves you she'll want to make you happy......considering how she's handling everything else, I'm sure she'll see what it means to you and deal with it fairly and take her out for a dinner and movie "date" if she prefers that to jewelry or kitchen implements.....
That's problem, my wife wants nothing as far as major purchases go. She is what you would call, a financial nazi. A fiscal conservative if you will. She has done me the favor of keeping us completely debt free. By debt free, I really mean debt free. We have no loans, no credit cards, nothing. We pay cash for everything, we save about $1500 a month, invest $600 a month, $100 a month into my daughters college fund.... The rest goes to bills and living expenses. The money is there, but no touching. Pure torture.
$100 a month for college? Where are you planning on sending her? Clown college??
Her: "You deserve whatever you want."
So I just don't go crazy relative to the money I make. Financial responsibility goes a long way.
Also, if she asks for anything, she gets it.
Me: "You really want that stupid looking fake-antique hutch to put in the dining room? $200? Uh, sure, you can have that..."
If she is ever hesitant on a purchase I am considering, I just play her favorite songs and sing to her, looking directly in her eyes. WORKS EVERY SINGLE TIME.![]()
I'd say your wife has a point...IF she had a job. Since you earn 100% of the money, you should make 100% of the financial decisions. If she doesn't think you're contributing enough money to your joint financial goals, just point out her (zero) contribution and move on. She hasn't kept you debt free- you have. You've earned all of the money for your "cash only" lifestyle.
$100 a month for college? Where are you planning on sending her? Clown college??
I'm so glad none of you are marriage therapists - you're all talking about marriage being give and take, you get this, she gets that, fairness etc.
But marriage isn't about give and take. It's about give and give and then give a bit more. The only way you'll be at peace with each other's spending (or any other marital dispute for that matter) is clear communication about WHY buying gear is important for you and HOW it'll work out.
When I ask my wife if I can buy something she invariably says "sure - when hell freezes over", but when I sit her down and explain why I want a certain piece of gear, explain how we'll afford it and address any fears she may have, we always reach an agreement we're both happy with.
Scenario A: Can I buy a Fender P-bass off my friend, she's selling it cheap? - No, we can't afford it - sure we can - no, no we can't and you've already got 4 bass guitars.... etc etc....
Scenario B: My friend is selling a Fender P bass for much less than it's worth, and I'd like to buy it. I'd like to use it for session work, because while I'm happy with my non-fender P, a lot of people I work with just look at the logo. I'll pay for it from our savings, and then pay in an extra £50 a month to our savings until the price is paid off. What do you think?
-I think we don't have an extra £50 a month, and you don't need another bass.
-I've already explained why I need it, and as well as that, I also want to buy it. I spend a lot of time in a job I hate and I'd like to spend some of that cash on something I'll enjoy; it'll help me value my job a lot more. Also I'm happy to cut down on beer / fags / etc. until it's paid off.
-Hmmm... now I understand how important it is to you sure you can buy it but I'd like you to...
Bargaining never works- honest communication seldom fails.
Just to add an update, my loving wife brought me home this bass for my birthday. I was shocked. I posted a thread about it in the bass forum. http://www.talkbass.com/forum/f8/my-wife-cool-778537/
She knew I really wanted it so she secretly purchased it for me. She knows I want a bass every so many years and that's the way it is and always has been.![]()